Successful Home Staging Tips! http://ow.ly/sBdPU
10 Things Today’s Buyers Look for in a Home
While David Letterman’s Top 10 lists generally culminate in a No. 1 ranking, the following list includes in no particular order 10 things that are important to buyers today, especially Millennials who represent a significant buyer niche in today’s market.
Quality of the neighborhood The National Association of Realtor’s 2012 Profile of Buyers and Sellers revealed that neighborhoods are really important to buyers, but that neighborhood choice varies by household composition.
Convenience to job Commuting is a necessary evil, but homes that are close to work enhance work-life balance, a growing priority for many Americans, especially Millennials.
Overall affordability of homes With job markets tight and retirement funds depleted or eroded thanks to the Great Recession, it has never been more important to keep housing related costs as low as possible, ideally no more than one third of your pre-tax income.
Quality of schools A recent survey…
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Homeowners have been enjoying the price growth that happened in 2013. New construction home sales are also up and previously underwater properties are returning to positive equity. Economists expect home prices to rise another 4 percent to 5 percent in 2014.
With all that in mind, here are 10 tips for homebuyers and sellers from MSN Real Estate:
1. Sellers: Jump-start the process. If you want to sell your house this year, it is best to start planning as soon as possible. Since the process always takes longer than expected, start cleaning and de-cluttering now, and get your home inspected in case there are any repairs you need to fix.
2. Buyers: Be credit-ready. Since there is a lot of competition out there, it is best to get ready ahead of time. Get your credit report and make sure there are no errors. Then start with the pre-approval process on…
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Here is exactly what you need to know about when and how to lock-in your mortgage interest rate.
A mortgage interest rate-lock is when your lender commits (in writing) to give you your mortgage at a given rate, even if market rates rise before the loan is funded. They are taking a risk, so they charge a fee of anywhere from 1/8-1/2 of a point for the security. A “point” is a one percentage of the amount of the mortgage. Shorter locks (15-30 days) are more expensive than longer locks.
You don’t have to lock-in your rate. Many buyers don’t and that’s perfectly fine. However, if you really need to ensure a cap to afford the home, or you are worried that even a slight rise in rates would make you unhappy, then you should strongly consider paying a little extra to lock-in your interest rate.
Step 1: Get a…
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Everyone loves dogs! Why not have the smartest dog in your home. We believe all dogs are incredibly smart and intelligent, but this was a study that was published by vetstreet.
The gentle Golden Retriever is a people pleaser, to be sure, but this sweet face has a big brain behind it. Originally developed to hunt, today’s Goldens are fiercely devoted family dogs who need plenty of exercise in order to keep destructive tendencies at bay. Like the other smarties on this list, he’s a good choice for activities that utilize his mind and body, so go ahead and sign him up for that dock diving or fly dog competition. As long as you’re willing to put in the work to teach him, he’ll do the rest.
The Australian Shepherd is one devoted dog, and he’s not afraid to show his love by leaning on your…
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